Understanding Florida’s Personal Injury Protection (PIP) Insurance.

“PIP” insurance is Personal Injury Protection Insurance. It is a required no-fault insurance coverage in the state of Florida and it insures you and occupants of your vehicle if you are injured in an accident, regardless of fault. Personal Injury Protection covers 80% of your reasonable and necessary medical expenses as well as 60% of lost wages. Although, in the state of Florida you may elect to exclude lost wage coverage if you are currently unemployed.

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